Property Tax Calculator: Estimate Your Home Tax Costs
Estimate your annual property tax liability in minutes with our property tax calculator, built for STR operators managing rental properties.
The taxable value your local assessor assigns to the property — often 10–40% below market value.
Your county or municipality's property tax rate as a percentage. Find it on your county assessor's site.
Your estimated annual property tax bill based on assessed value and local tax rate.
How This Calculator Helps You
Built around the rules that trip up most STR owners.
Separate Personal vs. Rental Use
Calculates your deductible share automatically based on actual rental days, not guesswork.
Flag Deduction Limits Fast
Surfaces the 14-day personal-use rule before it cuts your deductions, while there is still time to adjust.
Export Numbers for Your CPA
Produces a clean breakdown your accountant can use directly, cutting prep time on both ends.
How the Property Tax Calculator Works
Enter what you know - the calculator handles the math.
Assessed Property Value
The taxable value your local assessor assigns to the property.
This is the base figure your tax bill is calculated from, and it often differs from market value by 10–40%.
Local Tax Rate (Mill Rate)
The correct local millage rate for your specific address.
Using the wrong rate — even a county average — produces an inaccurate tax estimate. Check your county assessor's site or IRS rental tax guidance for the precise figure.
Run Your Numbers in Under Two Minutes
Enter your property details and get a clear tax liability estimate, no accountant required, no credit card needed.
No credit card required. Cancel anytime.
Frequently Asked Questions
Does this calculator account for short-term rental-specific deductions?+
Yes. The property tax calculator factors in depreciation, mortgage interest, and STR operating expenses that reduce your net taxable income. Long-term rental deduction rules differ, so inputs are structured specifically for Airbnb and Vrbo operators.
How does the calculator handle mixed-use properties?+
Enter the percentage of days the property was rented versus personally used. The tool applies IRS Publication 527 proration rules to split deductible expenses accurately between personal and rental use.
Can this replace a CPA for my tax filing?+
No. This rental property tax calculator gives you a working estimate for planning and pricing decisions, not a filed return. Use the output to brief your accountant, not to file independently.
What if my property is in multiple tax jurisdictions?+
Run the calculator separately for each jurisdiction using that locality's assessed value and millage rate. Blending rates across counties produces inaccurate results.
Does it include occupancy tax or TOT?+
No. Transient occupancy tax is a guest-facing charge collected at booking, not a host income tax. This tool covers property tax and federal income tax liability only.
How often should hosts re-run the estimate?+
Re-run it whenever your assessed value changes, you add a property, or your annual revenue shifts by more than 15%. Annual reassessments in most counties make a mid-year check worthwhile.